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Our Purpose

Neighborhood focus, world-class service. That phrase really sums up what Watertown Savings Bank is about.

Our neighborhood focus is absolutely central to who we are. We are proud to be an independent, mutual, community bank that you can count on for all your financial needs. And, unlike the many local banks that have merged or been acquired in the past several years, we're committed to staying independent. As a mutual bank, we do not answer to Wall Street, so we're free to concentrate on serving our customers and neighbors in the best possible way. We've been privileged to serve area communities since 1870, helping local families and businesses to prosper while contributing substantial financial and human resources to local charities and organizations.

To do so, we know we must provide world-class banking and financial services. So we strive to keep our bank on the leading edge of a rapidly changing industry, always improving and evolving with you. Over the past few years, we have introduced a wide range of new services and technologies, from mobile banking and opening accounts online, to access to investment products. We're constantly working to expand our product line, enhance convenience and attract the best talent to our organization, a program of continuous improvement led by the Bank's President, Brett Dean.

On this website, you will learn about the products and services we offer. You will also be able to see photos from some of the community involvement and charitable initiatives that make us a unique presence in the areas we serve. While it's obviously important to operate profitably, that is not the only reason we are here. We are here to serve your needs and improve our communities in every way we can. Thank you for your business and your loyalty. You have my word we will work each day to earn it. As always, your comments and suggestions are welcome.
president@watertownsavings.com

IMPORTANT: E-mail is generally not a secure form of communication. Please do not include account number or social security information in this correspondence.

Ronald D. Dean
Chairman and CEO
Watertown Savings Bank


Click here to download WSB's current quarterly Statement of Condition.  


Our Mission
Our mission is to be a safe, secure and independent community bank committed to delivering superior personal service, quality products, and banking convenience to our customers.

Today, twelve bank presidents and 143 years later, Watertown Savings Bank continues the vision and traditions established by its founders: providing the best possible banking products and services to the local community.


What is the benefit of being a Mutual Bank
A mutual bank is a financial institution that is chartered by the state government and designed to provide a safe place for individuals to protect deposits, save and invest their money. And unlike public banks, as a mutual bank, we do not have shareholders and do not need to answer to Wall Street, so we are free to concentrate on serving our customers and neighbors in the best possible way.

Member FDIC | Member DIF | Equal Housing Lender

©2014 Watertown Savings Bank. All Rights Reserved. | Headquarters: 60 Main Street, Watertown, MA 02472 | tel: 800.207.2525