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Local banking for businesses.

Business Checking Accounts


Watertown Savings Bank offers a selection of versatile business checking services at great value.

Business Checking Overview:

  Free General
Fees in this column are
offset by earnings credit
Non-Profit IOLTA
Earnings Credit Rate (on collected balance) NA 1.00%1 NA .10%
Monthly Service Charge No charge No charge No charge No charge
Checks paid 150 free $.10 each No charge No charge
Checks deposited 150 free $.10 each No charge No charge
Teller Deposits2 15 free $.50 each No charge No charge
Electronic ACH Deposits & Withdrawals No charge $.10 each No charge No charge
Cash Deposits per $100 No charge $.10 each No charge No charge
Charge for excess items $.75 each NA NA NA
Business Online No charge No charge No charge No charge
Add Business Bill Pay $10 per month $10 per month $10 per month NA
Add ACH Originations3 NA $10 per month NA NA
Add Wire Transfers3 NA $10 per month NA NA


Rate is equal to 70% of the 13 week T-Bill rate as listed in the Wall Street Journal on the last day of the month, or 1%, whichever is higher.
Includes Mobile deposits.
3  Available upon approval.

Click here for a list of ancillary fees.

For more information on our business checking accounts, contact our Business Development Officer at (617) 928-2377 or Customer Support at (617) 928-9000.  Or email us at support@watertownsavings.com.

IMPORTANT: E-mail is generally not a secure form of communication. Please do not include account number or social security information in this correspondence.

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©2015 Watertown Savings Bank. All Rights Reserved. | Headquarters: 60 Main Street, Watertown, MA 02472 | tel: 800.207.2525