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Convenient. Simple. Free checking.

Free Checking Account

If you are looking for a no-fee checking account with no strings attached, this is the account for you:

  • Free Checking includes all the following, with no monthly service fee:
  • Unlimited, unrestricted ATM use1
  • Access to thousands of surcharge-free ATMs through the SUMTM program
  • No-fee WSB Debit Mastercard®
  • Unlimited check writing
  • First order of basic checks free
  • Free Internet banking with online bill payment
  • Free Mobile Banking2
  • Safe deposit box rental discount with auto payment

Optional Overdraft Protection

You can assign a companion account to your checking account that can be used to cover any overdrafts with our Transfer Overdraft Protection Service (TOPS). 


Minimum to open $10
ATM Fees1 Free
Interest rate - see rate sheet           NA
Transfer Overdraft Protection               $10 each    
Monthly Service Fee NA
Balance to waive Service Fee               NA

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1 Other banks may impose a fee.

2 Your phone service provider may impose a fee.

Free Checking is available for personal, estate and trust accounts only.

Member FDIC | Member DIF | Equal Housing Lender

©2017 Watertown Savings Bank. All Rights Reserved. | Headquarters: 60 Main Street, Watertown, MA 02472 | tel: 800.207.2525