To chat about an existing account please
use the chat button within WSB Online

More than just free checking.

Free Senior Checking Account

If you are age 65 or older and you typically do not keep large balances in your checking account, you will want our Free Senior Checking account.  It offers the best of everything with no monthly service fees.  Click here for a recent product review of WSB's Free Senior Checking Account!  

Free Senior Checking is available to customers age 65 and over and provides all the following features with no monthly service fee:

  • Unlimited, unrestricted ATM use1
  • Interest on your checking funds
  • No-fee WSB Debit Mastercard®
  • Free transfer overdraft protection from an assigned statement savings account
  • Access to thousands of surcharge-free ATMs through the SUMTM program
  • Unlimited check writing
  • Basic checks free
  • Free Internet banking with online bill payment
  • Free Mobile Banking2
  • Safe deposit box rental discount with auto-payment

Overdraft Protection
You can assign a companion account to your checking account that can be used to cover any overdrafts with our Transfer Overdraft Protection Service (TOPS).


Minimum to open $10
ATM Fees1 Free
Interest rate-see rate sheet Variable
Transfer Overdraft Protection No Charge
Monthly Service Fee NA
Balance to waive Service Fee              NA


Apply Online

1 Other banks may impose a fee.

2 Your phone service provider may impose a fee.

Free Senior Checking accounts are available for personal accounts only.


Member FDIC | Member DIF | Equal Housing Lender

©2017 Watertown Savings Bank. All Rights Reserved. | Headquarters: 60 Main Street, Watertown, MA 02472 | tel: 800.207.2525