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Checking that earns you more.

Pinnacle Checking Account

If you like to keep a substantial balance available in your checking account and you expect a premium rate of interest, you will enjoy the benefits of our Pinnacle Checking account.

Pinnacle Checking includes all the following:

  • Premium rate of interest on your checking funds
  • Unlimited, unrestricted ATM use1
  • Basic checks free
  • Option to open a Pinnacle Savings account
  • Access to thousands of surcharge-free ATMs through the SUM program
  • No-fee WSB Debit Mastercard®
  • Unlimited check writing
  • Free Internet banking with online bill payment
  • Free  Mobile Banking3
  • Safe deposit box rental discount with auto payment

Overdraft Protection
You can assign a companion statement savings account to your checking account that can be used to cover any overdrafts with our Transfer Overdraft Protection Service (TOPS).


Minimum to open $10
ATM Fees1 Free
Interest rate-see rate sheet Variable
Transfer Overdraft Protection 1st free, then $10 each
Monthly Service Fee $15
Balance to waive Service Fee              $10,000 combined2


Apply Online

1 Other banks may impose a fee.
2 Combined balance of deposit accounts at WSB for the statement period.
3 Your phone service provider may impose a fee.

Pinnacle Checking accounts are available for personal accounts only.


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