To chat about an existing account please
use the chat button within WSB Online

Earn Interest with Plus checking.

Plus Checking Account

If you like earning interest on your checking account funds you will want our Plus Checking account.  And you will have no monthly service charge as long as you either set up direct deposit or maintain $100 throughout the statement period.   

Plus Checking includes all the following:

  • Unlimited, unrestricted ATM use1
  • Competitive interest on your checking funds
  • Access to thousands of surcharge-free ATMs through the SUMTM program
  • No-fee WSB Debit Mastercard®
  • Unlimited check writing
  • First order of basic checks free
  • Free Internet banking with online bill payment
  • Free Mobile Banking2
  • Safe deposit box rental discount with auto payment

Overdraft Protection
You can assign a companion account to your checking account that can be used to cover any overdrafts with our Transfer Overdraft Protection Service (TOPS).


Minimum to open $10
ATM Fees1 Free
Interest rate-see rate sheet Variable
Transfer Overdraft Protection $10 each
Monthly Service Charge $5
Balance to waive Service Charge              $100 or Direct Deposit

 Apply Online Today 

1 Other banks may impose a fee.
2 Your phone service provider may impose a fee.

Plus Checking is available for personal, estate and trust accounts only.


Member FDIC | Member DIF | Equal Housing Lender

©2015 Watertown Savings Bank. All Rights Reserved. | Headquarters: 60 Main Street, Watertown, MA 02472 | tel: 800.207.2525