To chat about an existing account please
use the chat button within WSB Online

Loans from the bank you know personally.

Personal Loans

Whether you want to make a special purchase, pay tuition bills or consolidate existing loans into one manageable monthly payment, our personal loans will provide you with a fixed payment plan that fits your budget.

Please note: if you are applying for an unsecured personal loan for debt consolidation, we do require a minimum two-year relationship with the bank.

Click here to complete the Personal Loan Application.

Click here to complete the Home Improvement Loan Application.


The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

The Federal Agency that administers compliance with this law concerning this creditor is:  Federal Reserve Consumer Help P.O. Box 1200 Minneapolis, MN  55480


Member FDIC | Member DIF | Equal Housing Lender

©2017 Watertown Savings Bank. All Rights Reserved. | Headquarters: 60 Main Street, Watertown, MA 02472 | tel: 800.207.2525