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Savings Accounts

Exceptional service combined with excellent value make Watertown Savings Bank the smart choice for savings accounts. Also, your savings account funds are fully insured. FDIC covers at least $250,000, and Depositors Insurance Fund (DIF) covers all funds not covered by FDIC.

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Savings Account Comparison Chart


  Minimum to open Monthly Service Fee Balance to waive Service Fee1 Foreign ATM Fee3
Passbook Savings $10 None NA NA
Access Savings 2 $10 $2 $100 $1
Presidential Savings $5,000 $10 $5,000 No Fee

Pinnacle Savings

$10,000 $15 $10,000 No Fee
Money Market $5,000 $10 $5,000 No Fee

Click here for our Miscellaneous Fee Schedule.

1 Minimum must be maintained throughout the statement period to avoid a monthly service fee.

2 Monthly service fee can be waived for customers ages 18 or younger or ages 65 or older.

3 Other banks may charge for use of their ATM.


Other Savings Account Options



Member FDIC | Member DIF | Equal Housing Lender

©2017 Watertown Savings Bank. All Rights Reserved. | Headquarters: 60 Main Street, Watertown, MA 02472 | tel: 800.207.2525