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Certificates of Deposit (CDs)

Enjoy the comfort of earning a higher rate of interest on your funds while avoiding any risk to your principal. Certificates of deposit are risk free investments with which to maximize your hard earned dollars. We offer competitive rates and a broad range of maturity dates. Interest is compounded monthly or you can opt to have your monthly dividend mailed directly to you.

Take advantage of our new CD Special rates:

10 Month CD: 1.25%APY*
27 Month CD: 1.75%APY*
47 Month CD: 2.25%APY*

At Watertown Savings Bank your funds are fully insured by the FDIC and the DIF.

For current rates click here.

For further information contact us at: or call 617-928-9000.

IMPORTANT: E-mail is generally not a secure form of communication. Please do not include account number or social security information in this correspondence.

*The Annual Percentage Yield (APY) is effective as of March 27, 2018 and is available for a limited time only. CD minimum deposit amount of $1,000 required. You must have and maintain an active WSB Checking Account to open this CD and earn the advertised rate. If the account does not remain “active” the interest rate will be reduced by 1.00%. Active checking account is defined as either direct deposit of your payroll or social security check, or at least five transactions per month within 60 days of account opening. A penalty may be imposed for early withdrawal.



Member FDIC | Member DIF | Equal Housing Lender

©2017 Watertown Savings Bank. All Rights Reserved. | Headquarters: 60 Main Street, Watertown, MA 02472 | tel: 800.207.2525