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Privacy - Keeping Your Money And Your Identity Safe

What does Watertown Savings Bank do with your personal information

WHY- Financial companies choose howtheyshare your personal information. Federal law gives consumers the right tolimit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT- The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

HOW- All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Watertown Savings Bank chooses to share; and whether you can limit this sharing. (NOTE: none of the reasons for sharing informationlisted below may be limited.)

Reasons we can share your personal information Does Watertown Savings Bankshare Can you limit this sharing
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes - to offer our products and services to you YES NO
For joint marketing with other financial companies NO We do not share.
For our affiliates' everyday business purposes- information about your transactions and experiences NO We do not share.
For our affiliates' everyday business purposes- information about your credit worthiness NO We do not share.
For nonaffiliates to market to you NO We do not share.


QUESTIONS Call 617-928-9000

WHAT WE DO

How does Watertown Savings Bank protect my personal information To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Watertown Savings Bank collect my personal information We collect your personal information, for example, when you: open an account or deposit money; pay your bills or apply for a loan; or use your debit card.

Why can't I limit all sharing Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes- information about your credit worthiness; affiliates from using your information to market to you; sharing for non affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

DEFINITIONS

Affiliates- Companies related by common ownership or control. They can be financial and non financial companies. (Watertown Savings Bank has NO affiliates).

Non affiliates- Companies not related by common ownership or control. They can be financial and non financial companies. (Watertown Savings Bank does not share customer information with non affiliates).

Joint marketing- A formal agreement between non affiliated financial companies that together market financial products or services to you.

  • Watertown Savings Bank doesn't jointly market.

OTHER IMPORTANT INFORMATION
Watertown Savings Bank has established standards and practices to ensure compliance with the provisions of M.G.L.c.93H relative to the safeguarding of personal information contained in both paper and electronic records for the residents of the Commonwealth of Massachusetts.

Member FDIC | Member DIF | Equal Housing Lender

©2014 Watertown Savings Bank. All Rights Reserved. | Headquarters: 60 Main Street, Watertown, MA 02472 | tel: 800.207.2525