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Current Rates for Business Accounts

Business Checking Accounts

Free General
Fees in this column are offset by earnings credit
Non-Profit IOLTA
NA 1.00%1 NA .10%

Certificates of Deposit for Businesses

Term Minimum to Open Interest Rate APY
Three Month Business CD $50,000 .10% .10%
Six Month Business CD $10,000 .10% .10%
One Year Business CD $10,000 .10% .10%

Business Savings Accounts

  Minimum to open Monthly Service Fee Minimum to Avoid Fee Non-WSB ATM Withdrawals Interest Rate Annual Percentage Yield Minimum to Obtain Advertised APY
Presidential Business Savings $25,000 $10 $25,000 No Fee2 .20%
.15%
.10%
.05%
.20%
.15%
.10%
.05%
$250,000+
$50,000+
$2,500+
$50+
Business Money Market3 $5,000 $10 $5,000 $1.00 .20%
.15%
.10%
.05%
.20%
.15%
.10%
.05%
$250,000+
$50,000+
$2,500+
$50+

APY is Annual Percentage Yield. Interest compounds monthly. Rates may change without notice. Fees may reduce earnings. Penalties are applied to withdrawals made prematurely from Certificates of Deposit. See the Truth-in-Savings disclosure for further information.

1  Rate is equal to 70% of the 13 week T-Bill rate as listed in the Wall Street Journal on the last day of the month, or 1%, whichever is higher.
2  Other banks may impose a surcharge.

3  There is a limit of six (6) total withdrawals per month by check, ACH, telephone; or Internet. $15 fee for each withdrawal over the limit.

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