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Personal Loan Rates

Whether you are looking to finance a new car, want to make a special purchase, pay tuition bills, make improvements on your home, or consolidate existing loans into one manageable monthly payment, our personal loan products provide competitive rates to help you achieve your goals.

Wednesday, April 16, 2014
Term APR Maximum Loan Down Payment Monthly P&I per $1,000
Passbook Collateral Loan +3.00% 90% of balance n.a. n.a.
New Auto 3 Year Loan* 7.50% $25,000 20% $31.11
New Auto 5 Year Loan* 8.00% $25,000 20% $20.28
Used Auto 4 Year Loan* 9.00% $15,000 30% $24.89
Home Improvement 5 Year Loan* 8.50% $15,000 n.a. $20.52
Unsecured Personal 4 Year Loan* 14.50% $15,000** n.a. $27.58

APR stands for Annual Percentage Rate.

* APR on auto and personal loans is for autopay from a WSB account. Add .50% if you do not use the autopay option.

**minimum loan $1,500

Subject to Credit Approval
Rates subject to change without notice.

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