CDs and IRAs Details
CDs and IRAs allow you to save over a period of time without exposure to market volatility. Diversify your investments portfolio by adding CDs and/or IRAs to it. It is a secure way to ensure growth over a period of time.
CDs: Terms and Rates
||Minimum to Open
|Special 4 Month CD*,1
|Special Medium Term CD - 16 Month1, 2
|Special Long Term CD - 47 Month1, 2
CDs from 4 months to 6 years are also available for IRA CDs, and earn the same annual percentage yield as corresponding CDs. Minimum deposit for IRA CDs is also $1,000.
*No checking account required. The maximum opening deposit is $250,000.
1The Annual Percentage Yield (APY) is effective as of September 30, 2019, and is available for a limited time only. A penalty may be imposed for early withdrawal. CD minimum deposit amount of $1,000 required. There is a $50 minimum to earn the advertised APY.
2You must have and maintain an active WSB Checking Account to open this CD and earn the advertised rate. If the account does not remain “active,” the interest rate will be reduced by 1.00% (0.10% when initial rate is 1.00% or less). Active checking account is defined as either direct deposit of your payroll or social security check, or at least five transactions per month within 60 days of account opening.
Review our Current Rates