At Watertown Savings Bank, we recognize you have different projects and plans that may require financial solutions. Whether you want to make a special purchase, pay tuition bills, or consolidate existing loans into one manageable monthly payment, our lending professionals will help you identify the best plan that fits your financial goals. Get things done with a personal loan from Watertown Savings Bank. Apply now or meet with our Lending professionals.
Review our Current Personal Loan Rates: (As of September 18, 2023)
||Monthly P&I per $1,000
|Passbook Collateral Loan+
|New Auto 3 Year Loan*
|New Auto 5 Year Loan*
|Used Auto 4 Year Loan*
|Unsecured Personal 4 Year Loan*
APR stands for Annual Percentage Rate.
+Maximum Loan equal to 90% of Passbook balance.
*All rates shown above reflect the autopay option. To qualify for our autopay rate, you must have your monthly loan payments automatically withdrawn from a WSB checking account and a WSB debit card activated. Should you cancel your automated monthly withdrawal, your interest rate will change to the non-autopay rate. Non-autopay rates are .25% higher.
Subject to Credit Approval. Additional rates and terms available.
Annual Percentage Rates (APR) are subject to change without notice.
FEDERAL EQUAL CREDIT OPPORTUNITY ACT NOTICE
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this creditor is: Federal Reserve Consumer Help P.O. Box 1200 Minneapolis, MN 55480