We were nervous about buying a house; it's such a huge purchase. But we had such a smooth and easy experience at Watertown Savings Bank. We sat down with the Vice President and just had a conversation. They made us feel so comfortable with the process. Now, I have the most beautiful home I could have ever hoped for! And I thank Watertown Savings Bank for that.
Mortgages
As low as 6.514% APR for a 30 YR mortgage and other competitive rates. Achieve your dream of homeownership with WSB.
6.500% Rate
6.514% APR
30 Year Term
Conforming & Jumbo - Purchase & Refinance1
6.375% Rate
6.390% APR
30 Year Term
Conforming & Jumbo - First-Time Homebuyer Program2
APPLY NOW
All rates are subject to change without notice. Subject to credit approval. Payment amounts on the above products do not include taxes and insurance. Your payments may be greater.
Buying a home is one of the biggest decisions you can make. Whether you are looking for your first home, to upgrade to a new one, to buy an investment property, or to refinance, you can count on Watertown Savings Bank to help you every step of the way:
- Meet with our experienced mortgage professionals who live and work in your neighborhood and who understand the competitiveness of today’s housing market
- Receive exceptional customer service and a variety of mortgage solutions
- Evaluate competitive rates and terms with our mortgage professionals
- Start or finish a mortgage application online whenever you are ready
This means that we do not sell your mortgage to other lenders. We do this in order to provide you with the best customer service experience including more lending flexibility, ability to quickly provide you with any documentation you might need during the purchase process or tax season, and answer any questions you may have about your mortgage.
We support residents who want to settle down and buy their first home with the help of special discounts and rates. Learn more about our competitive program for First Time Home Buyers.
Meet with Us
Ronald F. LeSanto
AVP, Residential Lending
617-928-2364
60 Main Street
Watertown, MA 02472
NMLS #536927
Julie Kermanidis
AVP, Residential Lending
617-928-2370
60 Main Street
Watertown, MA 02472
NMLS #2373120
Today's Featured Rates
APRs listed above are based on $400,000 loan for conforming loan products, and $766,551 for all jumbo loan products. Primary residences only with auto pay option. To qualify for the auto pay rate, your monthly mortgage payments must be automatically withdrawn from a WSB Checking Account, and a WSB debit card activated prior to closing. Non-auto pay rates are .25% higher. Rates are also based on a credit score of 740 or higher. If minimum score is not met, .25% will be added to the initial rate. All rates subject to change without notice. Subject to credit approval.
1 360 monthly payments of $6.33 per $1,000 borrowed
2 360 monthly payments of $6.24 per $1,000 borrowed
The Secure and Fair Enforcement Mortgage Licensing Act (also known as the SAFE Act) was updated in June 2011 and requires that all Mortgage Loan Originators (MLO) be registered with the Nationwide Mortgage Licensing System (NMLS) and Registry, and their full name and registration number be accessible to the general public. The NMLS ID for Watertown Savings Bank is 462041. The listed employees of Watertown Savings Bank have been registered (MLO Registration number in parentheses) and are fully compliant with the requirements of the SAFE Act. FEDERAL EQUAL CREDIT OPPORTUNITY ACT NOTICE The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this creditor is: Federal Reserve Consumer Help P.O. Box 1200 Minneapolis, MN 55480.
FEDERAL EQUAL CREDIT OPPORTUNITY ACT NOTICE
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
The Federal Agency that administers compliance with this law concerning this creditor is: Federal Reserve Consumer Help P.O. Box 1200 Minneapolis, MN 55480
Testimonials about Watertown Savings Bank
Lisa Marie K., The Diner at 11 No. Beacon
WSB Deposit and Mortgage Customer since 2010
Randy Buck, SVP HR, IT and Compliance
WSB Executive for over 30 years
I started out at WSB as a part-time teller. I quickly learned what a supportive environment it was. The Bank invested in my Master's education, sent me to the New England School of Financial Studies, and supported my growth to the current position I'm in. Applying for that first position was the best decision I could have made. For those looking at opportunities at Watertown Savings Bank I'd say, give it a shot.
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