We were nervous about buying a house; it's such a huge purchase. But we had such a smooth and easy experience at Watertown Savings Bank. We sat down with the Vice President and just had a conversation. They made us feel so comfortable with the process. Now, I have the most beautiful home I could have ever hoped for! And I thank Watertown Savings Bank for that.
Mortgages
Achieve your dream of homeownership with Watertown Savings Bank
Meet Our Lending Pros
Ronald F. LeSanto
AVP, Residential Lending
617-928-2364
60 Main Street
Watertown, MA 02472
NMLS #536927
Cynthia Iskenderian
Lending Specialist
617-928-2369
60 Main Street
Watertown, MA 02472
NMLS #40742
Review our current Rates
The Secure and Fair Enforcement Mortgage Licensing Act (also known as the SAFE Act) was updated in June 2011 and requires that all Mortgage Loan Originators (MLO) be registered with the Nationwide Mortgage Licensing System (NMLS) and Registry, and their full name and registration number be accessible to the general public. The NMLS ID for Watertown Savings Bank is 462041. The listed employees of Watertown Savings Bank have been registered (MLO Registration number in parentheses) and are fully compliant with the requirements of the SAFE Act. FEDERAL EQUAL CREDIT OPPORTUNITY ACT NOTICE The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this creditor is: Federal Reserve Consumer Help P.O. Box 1200 Minneapolis, MN 55480.
FEDERAL EQUAL CREDIT OPPORTUNITY ACT NOTICE
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
The Federal Agency that administers compliance with this law concerning this creditor is: Federal Reserve Consumer Help P.O. Box 1200 Minneapolis, MN 55480
Testimonials about Watertown Savings Bank
Lisa Marie K., The Diner at 11 No. Beacon
WSB Deposit and Mortgage Customer since 2010
Jennine and Tim H., Infinex Investments, Inc., Customers
Customers for over 20 years
Sandy [Penchansky, CFP] has been our Financial Advisor for over 20 years. He explains everything to us and we trust him a lot. We don't have to worry about where our money is. If we call, he always calls us back right away. We've met his family and his wife. He's a very easy person to talk to and he truly cares about us.
Refer A Friend and Get Rewarded!
Know someone who would want to become a Watertown Savings Bank customer? Tell us! You and your friend could each get up to $200.
Offer details: *To qualify for the FIRST $100 bonus each, the following two steps must be taken: 1. The person you refer (“referral”) needs to be a new Watertown Savings Bank (WSB) customer and open any new WSB checking account with eStatements, which is subject to approval. Minimum account deposit is $10. To open an account the referral should visit watertownsavings.com and use code: FRIEND or visit a WSB branch location and mention code “FRIEND” at the time of account opening. The WSB Free Checking account carries no monthly fee and has no Annual Percentage Yield (APY). As of 03/26/2019, the APY for the WSB Plus Checking account is 0.05%. The minimum to obtain the advertised APY is $50. Rates may change at any time and after the account is opened. Fees may reduce earnings. The Plus Checking account has a $5 monthly fee, which is waived when you maintain a minimum balance of $100 or have a recurring direct deposit. 2. The referral must set up a recurring direct deposit of payroll and receive direct deposits totaling at least $1,000 or more within 60 days of account opening.
The first $100 bonus will be deposited to your WSB account and the referral’s new WSB checking account within 4-6 weeks after requirements have been met. Not valid if combined with other offers.
To qualify for the SECOND $100 bonus each, the following two steps must be taken: 1. The referral must use their debit card at least six times during the first 60 days of account opening. 2. The referral must setup Bill Pay, add at least 1 recurring bill to the account, and make at least 1 payment through Bill Pay within 60 days of account opening.
The second $100 bonus will be deposited to your WSB account and the referral’s new WSB checking account within 4-6 weeks after requirements have been met. Not valid if combined with other offers.
Offer valid until June 29, 2019. Offer subject to change without notice.
Any taxes due on this gift are the responsibility of the recipient.
The Refer a Friend program discloses that each party has an account at Watertown Savings Bank. To participate both parties agree to waive their rights to privacy in that regard. By submitting this sign up form, you give permission to the bank, in the context of the Refer a Friend program, to make it known to each other that you have an account at Watertown Savings Bank and completed the requirements to receive the bonus described above.
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