Terms and Conditions:
This Contest is subject to change without notice. No purchase, payment, or donation is required to win. Any taxes due on prizes are the responsibility of the recipient, and may require you to report income on Form 1099-INT or 1099-Misc. Consult a tax advisor for more information.
By submitting a photograph, I hereby grant Watertown Savings Bank (WSB) the right to use it for publishing, advertising, promotion, or any other use for any purpose. I understand and agree that any such photograph will become the property of WSB and not returned.