Exceptional service combined with excellent value make Watertown Savings Bank the smart choice for your checking account. We know everyone uses checking accounts differently, so we offer a variety of checking accounts to meet a variety of needs.
Each Checking Account offers:
Convenient access to mobile banking with exclusive security features such as CardValet (it lets you turn your card on/off and set transaction alerts), Mobile Check Deposit, Bill Payment, Account Transfers, Person to Person Payments and more
Full-service online banking access with account and budget management, Bill Payment, Account Transfers, Person to Person Payments and more
Unlimited, surcharge-free ATM usage at WSB and SUM-network locations
No-fee Mastercard debit card
Deposits insured in full: Member FDIC and Member DIF
Free Checking Account
Ideal for cost-conscious individuals, including students, who want to freely access all banking conveniences.
Apple Pay, Android Pay, and Samsung Pay offer an easy and secure way to pay with your WSB debit card. Enjoy the convenience of just waving your mobile device over a merchant’s payment terminal at checkout.
Shop Securely: Get the same fraud protection as you would when using your physical WSB debit card. In addition, with Apple Pay and Android Pay you get fraud protection as well as an added layer of security to protect your personal information when payments are processed.
Where to Shop: Accepted almost anywhere, you can use Apple Pay, Android Pay, and Samsung Pay at merchants where mobile payments are accepted, in stores and online.
Email it. Text it. Pay people with Popmoney®. The Popmoney personal payment service lets you send money to friends, family, or almost anyone from your mobile device. All you need is their name and email address or mobile number to move money from your bank account to theirs in seconds.
It is just as easy as other payment services, with the added bonus of being secure! Send and receive money directly to and from a banking institution and not a third-party provider.
We were nervous about buying a house; it's such a huge purchase. But we had such a smooth and easy experience at Watertown Savings Bank. We sat down with the Vice President and just had a conversation. They made us feel so comfortable with the process. Now, I have the most beautiful home I could have ever hoped for! And I thank Watertown Savings Bank for that.
Jennine and Tim H., Infinex Investments, Inc., Customers
Customers for over 20 years
Sandy [Penchansky, CFP] has been our Financial Advisor for over 20 years. He explains everything to us and we trust him a lot. We don't have to worry about where our money is. If we call, he always calls us back right away. We've met his family and his wife. He's a very easy person to talk to and he truly cares about us.
Refer A Friend and Get Rewarded!
Know someone who would want to become a Watertown Savings Bank customer? Tell us! You and your friend could each get up to $200.
Offer details: *To qualify for the FIRST $100 bonus each, the following two steps must be taken: 1. The person you refer (“referral”) needs to be a new Watertown Savings Bank (WSB) customer and open any new WSB checking account with eStatements, which is subject to approval. Minimum account deposit is $10. To open an account the referral should visit watertownsavings.com and use code: FRIEND or visit a WSB branch location and mention code “FRIEND” at the time of account opening. The WSB Free Checking account carries no monthly fee and has no Annual Percentage Yield (APY). As of 03/26/2019, the APY for the WSB Plus Checking account is 0.05%. The minimum to obtain the advertised APY is $50. Rates may change at any time and after the account is opened. Fees may reduce earnings. The Plus Checking account has a $5 monthly fee, which is waived when you maintain a minimum balance of $100 or have a recurring direct deposit. 2. The referral must set up a recurring direct deposit of payroll and receive direct deposits totaling at least $1,000 or more within 60 days of account opening.
The first $100 bonus will be deposited to your WSB account and the referral’s new WSB checking account within 4-6 weeks after requirements have been met. Not valid if combined with other offers.
To qualify for the SECOND $100 bonus each, the following two steps must be taken: 1. The referral must use their debit card at least six times during the first 60 days of account opening. 2. The referral must setup Bill Pay, add at least 1 recurring bill to the account, and make at least 1 payment through Bill Pay within 60 days of account opening.
The second $100 bonus will be deposited to your WSB account and the referral’s new WSB checking account within 4-6 weeks after requirements have been met. Not valid if combined with other offers.
Offer valid until June 29, 2019. Offer subject to change without notice.
Any taxes due on this gift are the responsibility of the recipient.
The Refer a Friend program discloses that each party has an account at Watertown Savings Bank. To participate both parties agree to waive their rights to privacy in that regard. By submitting this sign up form, you give permission to the bank, in the context of the Refer a Friend program, to make it known to each other that you have an account at Watertown Savings Bank and completed the requirements to receive the bonus described above.
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