Exceptional service combined with excellent value make Watertown Savings Bank the smart choice for your checking account. We know everyone uses checking accounts differently, so we offer a variety of checking accounts to meet a variety of needs.
Each Checking Account offers:
Convenient access to mobile banking with exclusive security features such as CardValet (it lets you turn your card on/off and set transaction alerts), Mobile Check Deposit, Bill Payment, Account Transfers, Person to Person Payments and more
Full-service online banking access with account and budget management, Bill Payment, Account Transfers, Person to Person Payments and more
Unlimited, surcharge-free ATM usage at WSB and SUM-network locations
No-fee Mastercard debit card
Free Checking Account
Ideal for cost-conscious individuals, including students, who want to freely access all banking conveniences.
Minimum $10,000 combined in your deposit accounts1
Other banks may impose a surcharge
First one free, then $10 each
1There is a monthly service charge of $15.00. This service charge is waived when the accumulation of the lowest account balances in your deposit accounts during the statement period is $10,000.00 or more.
2The Transfer Overdraft Service Fee is not available for customers 18 years and younger.
3Minimum balance must be maintained throughout the statement period to avoid a a monthly service fee.
Apple Pay, Android Pay, and Samsung Pay offer an easy and secure way to pay with your WSB debit card. Enjoy the convenience of just waving your mobile device over a merchant’s payment terminal at checkout.
Shop Securely: Get the same fraud protection as you would when using your physical WSB debit card. In addition, with Apple Pay and Android Pay you get fraud protection as well as an added layer of security to protect your personal information when payments are processed.
Where to Shop: Accepted almost anywhere, you can use Apple Pay, Android Pay, and Samsung Pay at merchants where mobile payments are accepted, in stores and online.
Email it. Text it. Pay people with Popmoney®. The Popmoney personal payment service lets you send money to friends, family, or almost anyone from your mobile device. All you need is their name and email address or mobile number to move money from your bank account to theirs in seconds.
It is just as easy as other payment services, with the added bonus of being secure! Send and receive money directly to and from a banking institution and not a third-party provider.
We were nervous about buying a house; it's such a huge purchase. But we had such a smooth and easy experience at Watertown Savings Bank. We sat down with the Vice President and just had a conversation. They made us feel so comfortable with the process. Now, I have the most beautiful home I could have ever hoped for! And I thank Watertown Savings Bank for that.
Crystal P., Realtor and Mom, Watertown
WSB Customers since 2006
One of the WSB features that I can't go without is the Mobile Banking app. Being a realtor, always being on the go, having two kids, the mobile banking app is so simple and easy to use. I can snap and click to deposit a check. When I shop for my kids for school, I can quickly check my account balance with a touch of a finger. I know it's safe and secure and I don't have to think about it.
Refer A Friend and Get Rewarded!
Know someone who would want to become a Watertown Savings Bank customer? Tell us! You and your friend could each get $50.
Offer details: New accounts only. Must be the first checking account at WSB to be eligible. Minimum deposit to open an account is $10. Recurring direct deposit (payroll or government payment) must be received within 60 days of account opening. Payment will be mailed 10 to 12 weeks after account opening. Not valid when combined with other offers. Any taxes due on this gift are the responsibility of the recipient. Offer subject to change without notice.
The Refer a Friend program discloses that each party has an account at Watertown Savings Bank. To participate both parties agree to waive their rights to privacy in that regard. By submitting this sign up form, you give permission to the bank, in the context of the Refer a Friend program, to make it known to each other that you have an account at Watertown Savings Bank and completed the requirements to receive the bonus described above.
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