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Feel comfortable with insured funds.

What Does Fully Insured Mean?

Watertown Savings Bank customers have the added comfort of knowing their funds are fully insured. The FDIC insures all deposits up to $250,000 per depositor relationship. All deposit amounts above the FDIC limits are insured in full by the Depositors Insurance Fund (DIF).

To help you understand your coverage further, below are two important links. The first is to the FDIC. It will provide you with a tool that will disclose how much of your money at Watertown Savings Bank is covered by FDIC.


The other link is to the DIF site. You can see some frequently asked questions and answers, a list of member banks and the current annual report.

Please remember that no matter what type of account you have at Watertown Savings Bank, the Depositors Insurance Fund covers all funds not covered by the FDIC.

As always, our Customer Support team is available to answer any questions you may have. Email them at or call 617-928-9000.

IMPORTANT: E-mail is generally not a secure form of communication. Please do not include account number or social security information in this correspondence.

Member FDIC | Member DIF | Equal Housing Lender

©2017 Watertown Savings Bank. All Rights Reserved. | Headquarters: 60 Main Street, Watertown, MA 02472 | tel: 800.207.2525