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All Modules
Lock into a fixed rate today and lower it later. Hassle-free.
Account Access
Choose your account type
Notice
The Waverley Branch will be closed on Saturdays from July 6th thru August 31st. For Safe Deposit Access at Waverley Branch on Saturdays, please call 617-928-9000 and for In-Branch Services, please visit the nearest WSB location at 739 Main St, Watertown.
Notice
The Waverley Branch will be closed on Saturdays from July 6th thru August 31st. For Safe Deposit Access at Waverley Branch on Saturdays, please call 617-928-9000 and for In-Branch Services, please visit the nearest WSB location at 739 Main St, Watertown.
Achieve Your Goals With Purpose & Strategy
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Latest News & Announcements
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Achieve Your Goals With Purpose & Strategy
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$10 minimum1 account and no monthly fee
WSB Online and WSB Mobile Banking app
Real-time account alerts
Contactless WSB debit card
Free first order of basic checks
All deposits insured in full with FDIC and DIF
*See chart below for more details
$10 minimum account and no monthly fee
WSB Online and WSB Mobile Banking app
Real-time2 account alerts
Contactless WSB debit card
Free first order of basic checks
All deposits insured in full with FDIC and DIF
*See chart below for more details
$10 minimum account and no monthly fee
WSB Online and WSB Mobile Banking app
Real-time account alerts
Contactless WSB debit card
Free first order of basic checks
All deposits insured in full with FDIC and DIF
*See chart below for more details
Features
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Features
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Features
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Features
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Checking Account Comparison Chart
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| Account Type | Monthly Fee | Wave Monthly Fee | Interest Rate |
|---|---|---|---|
| Free Checking | None | N/A | N/A |
| Plus Checking | $5 | Minimum $1001 or Direct Deposit | Variable |
| Plus Checking | $5 | $10000 Combined2 | Variable |
1Minimum balance must be maintained throughout the statement period to avoid a monthly service fee.
2Combined balance of all WSB related accounts during the statement cycle.
No WSB and SUM ATM
Fees $10 is minimum required to open an account
Free overdraft transfer
Review our current Miscellaneous Fee Schedule
Testimonials
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Crystal P., Realtor and Mom, Watertown
One of the WSB features that I can't go without is the Mobile Banking app. Being a realtor, always being on the go, having two kids, the mobile banking app is so simple and easy to use. I can snap and click to deposit a check. When I shop for my kids for school, I can quickly check my account balance with a touch of a finger. I know it's safe and secure and I don't have to think about it.
Crystal P., Realtor and Mom, Watertown
One of the WSB features that I can't go without is the Mobile Banking app. Being a realtor, always being on the go, having two kids, the mobile banking app is so simple and easy to use. I can snap and click to deposit a check. When I shop for my kids for school, I can quickly check my account balance with a touch of a finger. I know it's safe and secure and I don't have to think about it.
Crystal P., Realtor and Mom, Watertown
One of the WSB features that I can't go without is the Mobile Banking app. Being a realtor, always being on the go, having two kids, the mobile banking app is so simple and easy to use. I can snap and click to deposit a check. When I shop for my kids for school, I can quickly check my account balance with a touch of a finger. I know it's safe and secure and I don't have to think about it.
Crystal P., Realtor and Mom, Watertown
One of the WSB features that I can't go without is the Mobile Banking app. Being a realtor, always being on the go, having two kids, the mobile banking app is so simple and easy to use. I can snap and click to deposit a check. When I shop for my kids for school, I can quickly check my account balance with a touch of a finger. I know it's safe and secure and I don't have to think about it.
Featured Rates
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First Time Homebuyer
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Rate - 6.375%
APR - 6.390%
Term - 30 Years
Jumbo and Conventional
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Rate - 6.375%
APR - 6.390%
Term - 30 Years
All rates are subject to change without notice. Subject to credit approval. Payment amounts on the above products do not include taxes and insurance. Your payments may be greater.
30 Year Fixed Mortgage
Landing Comparison Chart
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| Account Type | Monthly Fee | Wave Monthly Fee | Interest Rate |
|---|---|---|---|
| Free Checking | None | N/A | N/A |
| Plus Checking | $5 | Minimum $1001 or Direct Deposit | Variable |
| Plus Checking | $5 | $10000 Combined2 | Variable |
20 Year Fixed Mortgage
Landing Comparison Chart
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| Account Type | Monthly Fee | Wave Monthly Fee | Interest Rate |
|---|---|---|---|
| Free Checking | None | N/A | N/A |
| Plus Checking | $5 | Minimum $1001 or Direct Deposit | Variable |
| Plus Checking | $5 | $10000 Combined2 | Variable |
15 Year Fixed Mortgage
Landing Comparison Chart
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| Account Type | Monthly Fee | Wave Monthly Fee | Interest Rate |
|---|---|---|---|
| Free Checking | None | N/A | N/A |
| Plus Checking | $5 | Minimum $1001 or Direct Deposit | Variable |
| Plus Checking | $5 | $10000 Combined2 | Variable |
Meet Our Team
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Agnes Southern
AVP, Residential Lending
T. 617-928-2364
60 Main Street
Watertown, MA 02472
NMLS #536927
Agnes Southern
AVP, Residential Lending
T. 617-928-2364
60 Main Street
Watertown, MA 02472
NMLS #536927
Terry Watson
AVP, Residential Lending
T. 617-928-2364
60 Main Street
Watertown, MA 02472
NMLS #536927
Jeremy Courtney
AVP, Residential Lending
T. 617-928-2364
60 Main Street
Watertown, MA 02472
NMLS #536927
Meet Our Team
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Cynthia Iskenderian
AVP, Residential Lending
60 Main Street
Watertown, MA 02472
NMLS #40742
Cynthia Iskenderian
AVP, Residential Lending
60 Main Street
Watertown, MA 02472
NMLS #40742
Resource Library
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With WSB Online through our website and the WSB Mobile Banking app on your smartphone, you can safely and securely access your WSB accounts from the comfort of your home or virtually anywhere.
Our new version of Business Online is designed to make managing your cash, payables, and receivables easier than ever.
Your WSB Debit Card is backed by Mastercard® benefits, can be added to your mobile wallet for quick and easy transactions, and can be managed through the WSB Mobile Banking app.
Finance
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Finance
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Education
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Education
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Personal finance
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Understanding and maximizing credit card rewards
Credit cards offer a powerful way to make your everyday spending work for you, yet many individuals miss out on fully tapping into these benefits. With a focus on smart spending strategies and a grasp of how rewards systems work, you can make the most of your credit cards. From earning cash back to collecting travel miles, the key to maximizing these rewards lies in thoughtful planning and knowing the essentials. Selecting the right credit card for your unique needs is crucial. Each card offers different rewards—some prioritize travel points while others focus on cash back. By aligning your card choice with your spending habits, you can unlock greater value. For example, travel-related perks often yield higher returns when used with a dedicated travel rewards card.
Credit cards offer a powerful way to make your everyday spending work for you, yet many individuals miss out on fully tapping into these benefits. With a focus on smart spending strategies and a grasp of how rewards systems work, you can make the most of your credit cards. From earning cash back to collecting travel miles, the key to maximizing these rewards lies in thoughtful planning and knowing the essentials. Selecting the right credit card for your unique needs is crucial. Each card offers different rewards—some prioritize travel points while others focus on cash back. By aligning your card choice with your spending habits, you can unlock greater value. For example, travel-related perks often yield higher returns when used with a dedicated travel rewards card.
Annual Photo Context
Customer Choice Awards
Sponsorship
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Description
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