We encourage you to adopt the following recommendations to ensure your business remains operational and prevents any security breaches.
Install security and antivirus software that protects against malware or malicious software. Also, use a firewall program to prevent unauthorized access. If you use a wireless (wi-fi) network, make sure it is secure, encrypted, and requires a strong password.
Ensure that employees use strong user IDs and passwords when connecting to your network.
Limit access or use of business computers to authorized individuals. Require each employee to have a separate user account and prevent sharing of accounts. Limit employee access to specific data systems they need to do their jobs.
Establish security practices and create appropriate internet usage guidelines. Ensure that all employees know how to identify and report potential security incidents.
Employees should not use public computers or public wireless connections to access your business network as those networks may not be secure.
Employees need to be suspicious of unsolicited emails asking them to click on a link, open an attachment, or provide account information. Taking such action may install malware on your network.
Software vendors regularly provide patches or updates to correct security flaws. To expedite this, configure the software to install such updates automatically.
Regularly backup the data from computers used by your business. Remember to use the same security measures as you would apply to the original.
Be on the lookout for any unauthorized electronic transfers made from your business account. A common scam is an account takeover. Another targets businesses by forging payment requests for legitimate vendors and directing the funds to other accounts. Businesses are generally not covered by federal consumer protections against unauthorized electronic fund transfers.
If your employees connect their devices to your business's network, require them to password protect their devices, encrypt their data, and install security apps.
Scams can range from payments with a worthless check or a fake credit/debit card to fraudulent returns of merchandise. Be sure to report any irregularities immediately.
To learn more about protecting your business, visit DHS's "Stop. Think. Connect." resources.
If you have any questions related to the security of your business accounts at Watertown Savings Bank, contact Customer Support at 617-928-9000.
Source: Federal Deposit Insurance Corporation (FDIC)
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