Account Access

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Eileen Lauria
Eileen Lauria
SVP, Commercial Lending
60 Main Street
Watertown, MA 02472
NMLS #536928
A Loan Officer meeting with a customer and shaking hands over a set of documents on the desk.

EVENT

First-time homebuyer seminar

Secure a Mortgage and Raise Your Credit Score!

Learn from Respected Industry Professionals

Next Event:

Thursday, February 20, 2025 6:30 pm ET

Eagle Oaks Country Club
20 Shore Oaks Dr, Farmingdale, NJ 07727


At the Home Buyer Seminar you will gain insight from the industry’s best and brightest about how easy the homebuying process can be. Plus, the Home Buyer Seminar is a FREE event offering you some fantastic takeaways!

During the Home Buyer Seminar, you’re invited to talk to as many people as you like, ask as many questions as you have, and walk away with an invaluable education in exactly what it takes to buy a home. Best of all, these experts will tailor their responses to your individual situation — whether you’re curious about tax credit eligibility, your FICO score, or finding the mortgage that fits your long-term financial goals.

Whether you’re a first time buyer, an experienced homeowner, or in the market for an investment or vacation property, you’re sure to pick up useful advice, right from the experts. There’s no selling, no commitment, simply the best opportunity to learn from leading professionals everything you need to know to buy a home.

Register for this FREE event!

Simply fill out the form below to get started

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.
By clicking “Register Now” I am agreeing to receive phone calls, SMS (text messages) and emails from WSB. I expressly consenting to recurring contact from WSB, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.
Receptionist at the Welcome Desk at the Main Office in Watertown.

Contact Us

At Watertown Savings Bank, we are committed to serving you. 

How Can We Help?

At Watertown Savings Bank, we are committed to serving you. If you have a question, need help with your account, or want to talk to our team, we are here to help you.
Chat with Us

Monday - Friday: 8:30 to 4:00

Saturday: 8:30 to 12:30

Call Us

Monday, Tuesday, Wednesday: 8:30 to 4:00

Thursday: 8:30 to 6:00

Friday: 8:30 to 5:00

Saturday: 8:30 to 12:30

To report fraud or lost debit card, please call: 800-417-8715

Important: Email is generally not a secure form of communication. Please do not include an account number or social security information in this correspondence.

We Welcome Your Feedback!

We always strive to provide our customers a friendly and helpful experience. Help us do more for you. We listen to and value your feedback.

feedback@watertownsavings.com

Please do not include any account number or social security information in this correspondence. If you are a customer and would like to communicate through a secure form, please log in to WSB Online.

We also invite you to reach out to our Bank President and CEO Brett Dean with any feedback. He lives in the neighborhood, so catch him at a local spot or contact him directly - he will respond:

Quick Tips

Overview of the most asked about features.

Telephone Banking

Call Telephone Banking for automated account information:

617-928-2300

Lost or Stolen Card

Go on the WSB Mobile Money app, select ‘Card’ and turn off your card to prevent any fraudulent transactions.

Call Customer Support at 800-207-2525 to report the lost or stolen card and to order a new one.

To block your WSB debit card, please call 800-417-8715.

Check Order

Go to OrderMyChecks.com to place an order for your checks. Depending on your account type and other criteria, you might be charged for the re-order.

Address Change

Log in to WSB Online to fill out a secure Address Change e-form or call Customer Support at 800-207-2525

A 30 Year Fixed Rate Mortgage Like No Other!

Lock into a fixed rate today and lower it later. Hassle-free.

Exclusive Offer: Buy today, lower your rate later. No refinancing. No hassle.

Lower your new, qualifying WSB 30 year fixed rate residential mortgage with our exclusive Freedom 30 offer

With our unique offer, you may choose to lower your interest rate once during the term of your mortgage to a lower, 30-year fixed rate offered by us--all hassle-free and without refinancing. Don't let today's high interest rates deter you from buying your dream home or refinancing your adjustable rate mortgage!


 

With our Freedom 30 offer, you can’t go wrong. If interest rates continue to go up, you are locked in to a fixed rate. If interest rates go down, you can make your one-time election to lower your rate without the hassle often associated with refinancing.
 

Conforming & Jumbo - First-Time Homebuyer Program

Rate - 6.500%

APR - 6.515%

Conforming & Jumbo - First-Time Homebuyer Program

Rate - 6.500%

APR - 6.515%

*You may elect one-time over the life of your mortgage to switch to a lower rate associated with your original 30 year fixed rate mortgage product as published by Watertown Savings Bank. Upon your rate change election, the new rate will apply to the remaining term of your WSB mortgage based on the original maturity date of your mortgage. At the time of the WSB rate reduction, your mortgage must be current and have experienced no delinquencies in the prior 180 days. Offer for owner-occupied properties only. Rates are also based on 80% CLTV and a credit score of 740 or higher. Subject to credit approval. All rates are subject to change without notice. Rate shown above reflects the auto pay option. To qualify for our autopay rate, your monthly mortgage payments must be automatically withdrawn from a WSB Checking Account, and a WSB debit card activated. Should you cancel your automated monthly withdrawal, your interest rate will change to the non-autopay rate. Non-autopay rates are .25% higher. APR is based on $400,000 loan amount for a conforming fixed rate and $766,551 for a jumbo fixed rate loan product. Term 30 years. 1st Time Homebuyer: 360 monthly payments with a principal and interest payment of $6.24 per $1,000 borrowed. WSB Fixed Rate Mortgage - Conforming & Jumbo - Purchase & Refinance: 360 monthly payments with a principal and interest payment of $6.33 per $1,000 borrowed. The payment shown does not include taxes and insurance. Your payment may be greater. There will be a $1,000.00 documentation and rate change fee should you opt to reduce to a lower rate. You may elect one-time over the life of your mortgage to switch to a lower rate on a 30-year fixed-rate mortgage as published by Watertown Savings Bank. Upon your rate change election, the new rate will apply to the remaining term of your WSB mortgage at the beginning of your next payment cycle and will be based on the original maturity date of your mortgage. At the time of the WSB Rate reduction, your mortgage must be current and have experienced no delinquencies in the prior 180 days. Other fees may apply. Please refer to our mortgage rate sheet for more details.

Thursday, February 20, 2025

The Home Buyer Seminar

The Home Buyer Seminar is filled with resources and education, giving prospective home buyers the know-how on purchasing their home.

Secure a Mortgage and Raise Your Credit Score!

Learn from Respected Industry Professionals

Next Event:

Thursday, February 20, 2025 6:30 pm ET

Eagle Oaks Country Club
20 Shore Oaks Dr, Farmingdale, NJ 07727


At the Home Buyer Seminar you will gain insight from the industry’s best and brightest about how easy the homebuying process can be. Plus, the Home Buyer Seminar is a FREE event offering you some fantastic takeaways!

During the Home Buyer Seminar, you’re invited to talk to as many people as you like, ask as many questions as you have, and walk away with an invaluable education in exactly what it takes to buy a home. Best of all, these experts will tailor their responses to your individual situation — whether you’re curious about tax credit eligibility, your FICO score, or finding the mortgage that fits your long-term financial goals.

Whether you’re a first time buyer, an experienced homeowner, or in the market for an investment or vacation property, you’re sure to pick up useful advice, right from the experts. There’s no selling, no commitment, simply the best opportunity to learn from leading professionals everything you need to know to buy a home.

Register for this FREE event!

Simply fill out the form below to get started

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.
By clicking “Register Now” I am agreeing to receive phone calls, SMS (text messages) and emails from WSB. I expressly consenting to recurring contact from WSB, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.

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