Exceptional service combined with excellent value make Watertown Savings Bank the smart choice for your checking account. We know everyone uses checking accounts differently, so we offer a variety of checking accounts to meet a variety of needs. View the Comparison Chart below to see how each differs.
**NOTE: To order or reorder checks, please contact Customer Support at 617-928-9000.
Apply online for a checking account now!
All Watertown Savings' checking accounts include:
- Unlimited, unrestricted ATM use, with access to thousands of surcharge-free ATMs through the SUMTM program.
- No-fee WSB Debit Mastercard®
- Unlimited check writing.
- First order of standard checks free (Senior & Pinnacle Accounts standard checks are always free).
- Free and easy Internet banking and online bill payment.
- Free Mobile Banking3
- Safe deposit box rental discount with auto-payment.
Optional - Enjoy the peace of mind of overdraft protection when you assign a companion account in our Transfer Overdraft Protection program.
Switching from another bank to WSB? Click here for a guide that will help make your switch a little easier; and to learn about our Special Offer!
Checking Account Comparison Chart
|Minimum to open||ATM Fees1||Interest rate-see rate sheet||Transfer Overdraft Protection||Monthly Service Charge||Balance to waive Service Charge|
|Free Checking||$10||Free||NA||$10 each||NA||NA|
|Plus Checking||$10||Free||Variable||$10 each||$5||$100 or Direct Deposit|
|Free Senior Checking||$10||Free||Variable||No Charge||NA||NA|
|$10||Free||Variable||First one free, then $10/each||$15||$10,000 combined2|
1 Other banks may impose a fee.
2 Combined balance of deposit accounts at WSB for the statement period.
3 Your phone service provider may impose fees.
Free Checking is available for personal, estate and trust accounts only.
Senior and Pinnacle Checking accounts are available for personal accounts only.