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Debit Cards

The WSB Debit MasterCard® combines the functions of your checkbook and ATM card with the versatility of a major credit card.  Using your WSB Debit MasterCard® is safer than cash, plus you'll have zero liability for any unauthorized purchases, which means greater peace of mind. Benefits1 also include:

  • Extended Warranty Insurance
  • Price Protection
  • MasterCard Global Service
  • Satisfaction Guarantee

There is no monthly or annual fee to use a WSB Debit MasterCard®

Watertown Savings Bank is part of the SUM surcharge-free program which gives you access to thousands of surcharge-free ATMs throughout the eastern U.S.  Visit to find an SUM ATM machine near you.  Smartphone users can upload a free SUM app to find a surcharge-free machine.


WSB's MasterPass Digital Wallet    

Whether you're a time-starved mom or just an individual that's always on the go, MasterPass makes your life easier, so you have more time to do the things that really matter.

Masterpass is a free, digital wallet service that makes online shopping safe and easy.  Create an account once; after that you can bypass online checkout forms wherever you see the "Buy with Masterpass" button.



Secure Online Shopping

MasterCard’s SecureCode provides additional protection to keep online transactions private. This private code helps ensure that only you can make online purchases with your WSB Debit MasterCard® or WSB World Debit MasterCard®. It's safe, easy and free. And it's supported by more than 350,000 participating merchants — just look for the SecureCode logo at checkout when you shop online.

3 easy steps to protecting your security when shopping on the web:

  • Step 1 - Sign Up for MasterCard® SecureCode®
  • Step 2 - Use Your SecureCode at checkout
    Every time you pay online at participating retailers, you will be automatically prompted to enter your own private SecureCode - just like entering a PIN at the ATM. In seconds, you gain added protection while shopping online.
  • Step 3 - Shop Smarter
    Look for the MasterCard SecureCode logo when shopping at participating online retailers.


For further information about debit cards call our Customer Support line at 617-928-9000 during regular business hours.

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