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use the chat button within WSB Online

Special Offer

If you are fed up with unfair fees and you're ready for an alternative, welcome to Watertown Savings Bank!  We provide checking accounts, debit cards, mobile banking, online banking, and access to thousands of ATMs all with NO MONTHLY FEE!!  See the complete list of features below.  Plus, you will experience service that will make you wonder why it took you so long to switch banks.

Receive a $100 gift card to your choice of business (click here to see list) when you open a checking account at Watertown Savings Bank and set up direct deposit of your payroll or government check.  (If you're a local business that would like to be included in our list, please call the bank's Marketing Dept. at 617-928-2335.)

Watertown Savings Bank’s Free Checking Account includes all the following, with no monthly service charge:

  • Unlimited, unrestricted ATM use1
  • Access to thousands of surcharge-free ATMs through the SUMTM program
  • No-fee WSB Debit Mastercard®
  • Unlimited check writing
  • First order of basic checks
  • Free Internet banking with online bill payment
  • Free WSB Mobile2
  • Safe deposit box rental discount with auto payment

Click here for a guide to switching banks.  This should make the process a little easier.  Our staff is also available to assist you in any way they can.

1 Other banks may impose a surcharge to use their machine.
2 Your cell phone provider may impose a fee for text or internet service.

Must not currently have a checking account at WSB to be eligible.  Minimum deposit to open a free checking account is $10.  Direct deposit of payroll or government check must be received within 45 days of account opening to qualify for this bonus.  Gift certificate will be mailed from the bank (in a Watertown Savings Bank envelope) within 8-10 weeks after account opening.  Not valid if combined with other offers.  Any taxes due on this gift are the responsibility of the recipient.  Limited to one gift per household. Offer subject to change without notice.

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©2015 Watertown Savings Bank. All Rights Reserved. | Headquarters: 60 Main Street, Watertown, MA 02472 | tel: 800.207.2525